How the estimate works
HomeHubAI values a home from recent comparable sales, not a black-box appraisal. A free account is required to generate an estimate.
1. Enter your address
Type the property address and select it from the suggestions so we look up the right home.
2. We gather comparable sales
The estimate starts from recent nearby sold homes and drops distressed transactions — foreclosures, REO, and short sales — so it reflects arm's-length market sales.
3. Sales are adjusted to your home
Each remaining sale is adjusted for time (local appreciation), seasonality, flood-zone risk, school quality, and how similar the property is in size and type.
4. You get an estimate and a range
The result is a point estimate, a low-to-high range, and a confidence score derived from those sales. It is not an asking price.
What's in the report
The estimate is one number. The report shows the sales, schools, flood risk, and tax figures that sit behind it.
Property map
The home, the comparable sales behind the estimate, and nearby schools on one map.
Comparable sales
Recent nearby sold homes, with the sales used in the estimate highlighted.
Nearby schools
Schools serving the property, including the ratings used in the valuation.
Flood zone
The FEMA flood-zone designation for the property, which can adjust the estimate.
Property tax
Annual and monthly tax from the current assessment, plus an effective rate.
Sales history
Past arm's-length sales of the home, with dates and amounts.
Make the estimate more accurate
After you get the first estimate, you can optionally tell us about your roof, HVAC, water heater, and other systems. Each answer is optional. Owner details blend with public condition data rather than replacing it.
Frequently asked questions
- Is the home valuation free?
- Yes. HomeHubAI generates a comparable-sales estimate at no charge. A free account is required so the report stays tied to you.
- How is the estimate calculated?
- The estimate starts from recent nearby sold homes and drops distressed transactions — foreclosures, REO, and short sales. Remaining sales are adjusted for time, seasonality, flood-zone risk, school quality, and how similar the property is in size and type.
- Is this an appraisal or an asking price?
- No. The result is a data-driven home value estimate from comparable sales. It is not an appraisal, an offer, or an asking price.
- What is in the report?
- Each report includes a map of the home, the comparable sales, nearby schools, the FEMA flood zone, current property tax, and the home's sales history.
- Can I make the estimate more accurate?
- Yes. After the first estimate, you can optionally tell us about your roof, HVAC, and other systems. Each answer is optional, and owner details blend with public condition data rather than replacing it.
- Can I see estimated values for other homes?
- Yes. You can browse public home value estimates by city.
- Can I estimate a monthly mortgage payment?
- Yes. Use the mortgage calculator to see how a home price translates into an estimated monthly payment.