Home value estimate for

109 Banks St

San Francisco, CA, 94110

Generated Oct 12, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$1,305,530

Estimated range $1,021,517–$1,797,381

Limited confidence

Based on available public data

2 beds
1 bath
803 sqft
Built 1909
Single-family home
$1,148/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 21 of 108 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 5% assessor-data blend
  • • 7.2% annual local market adjustment
  • • 1 distressed sale excluded

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$7,078/mo

Principal & interest

$6,601

Property tax

$96

Insurance

$381

HOA

Not included

20% · $261,106
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (21)
School (2)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
247 Gates St
3 bd · 1 ba · 1,000 sqft
Jan 13, 2026$1,850,000$1,850Houses
151 Anderson St
3 bd · 1 ba · 1,000 sqft
Mar 30, 2026$1,600,000$1,600Houses
287 Moultrie St
2 bd · 1 ba · 810 sqft
Apr 6, 2026$1,210,000$1,494Houses
71 Bradford St
2 bd · 1 ba · 1,000 sqft
Oct 24, 2025$2,950,000$2,950Houses
160 Andover St
2 bd · 2 ba · 1,000 sqft
Feb 24, 2026$2,000,000$2,000Houses
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.
SchoolRating
Marshall (Thurgood) High School
High · Public · Grades 9-12
2/10
Revere (Paul) Elementary School
Elementary · Public · Grades K-8
2/10
Neighborhood Insights
Bernal Heights · San Francisco, CA

Arm's-length sales inside Bernal Heights from the last 12 months. A typical sale for the neighborhood, not an estimate of this home.

See Bernal Heights home values
Typical recent sale
Not an asking price

Houses

$1,818,000

$1,414/sqft · 131 sales in 12 months

Typical recent sale
Not an asking price

Condos

$1,200,000

$1,154/sqft · 23 sales in 12 months

Area Insights
San Francisco, CA HUD Metro FMR Area

Area Median Income

$143,938

HUD FMR 2BR

$3,188/mo

Property Tax
Based on 2026 assessment

Annual

$1,148

Monthly

$96

Effective Rate

0.09%

Property Details
Lot Size1,716 sqft
Year Built1909
Rooms4
HOANo
PoolNo
A/CNone
ConstructionWood
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD