Home value estimate for

280 Spear St # 16

San Francisco, CA, 94105

Generated Oct 8, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$496,285

Estimated range $445,330–$608,288

Moderate confidence

Based on available public data

1 bed
1 bath
644 sqft
Built 2020
Condo
$5,487/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 29 of 250 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 15% assessor-data blend
  • • 7 distressed sales excluded
  • • 32 bulk sales excluded

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

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Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$3,112/mo

Principal & interest

$2,509

Property tax

$457

Insurance

$145

HOA

Not included

20% · $99,257
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (29)
School (2)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
280 Spear St # 2b
1 bd · 1 ba · 608 sqft
Aug 23, 2026$409,500$674Condos
280 Spear St # 12h
1 bd · 1 ba · 652 sqft
Jul 14, 2026$416,500$639Condos
280 Spear St # 20h
1 bd · 1 ba · 677 sqft
Feb 5, 2026$544,000$804Condos
280 Spear St # 2q
2 bd · 1 ba · 778 sqft
Aug 30, 2026$900,000$1,157Condos
318 Spear St Unit 4k
1 bd · 1 ba · 832 sqft
Apr 21, 2026$880,000$1,058Condos
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.
SchoolRating
Galileo High School
High · Public · Grades 9-12
8/10
Carmichael (Bessie)/Fec
Elementary · Public · Grades K-8
3/10
Neighborhood Insights
Financial District/South Beach · San Francisco, CA

Arm's-length sales inside Financial District/South Beach from the last 12 months. A typical sale for the neighborhood, not an estimate of this home.

See Financial District/South Beach home values
Typical recent sale
Not an asking price

Condos

$1,380,000

$1,153/sqft · 349 sales in 12 months

Typical recent sale
Not an asking price

Houses

$1,385,000

$886/sqft · 1 sale in 12 months

Area Insights
San Francisco, CA HUD Metro FMR Area

Suggested Rent

$3,640/mo

Area Median Income

$244,662

HUD FMR 2BR

$4,350/mo

Gross Rent Multiplier

11.4xIncome-friendly

Rent-to-Value

0.73%/mo

Property Tax
Based on 2026 assessment

Annual

$5,487

Monthly

$457

Effective Rate

1.11%

Sales History
DateSale Amount
Aug 5, 2024$388,000
May 20, 2020$338,000
Property Details
Lot Size64,000 sqft
Year Built2020
Rooms3
HOAYes
PoolNo
A/CNone
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD