Home value estimate for

285 Main St Unit 202

San Francisco, CA, 94105

Generated Sep 9, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$751,020

Estimated range $662,335–$877,713

Moderate confidence

Based on available public data

2 beds
1 bath
805 sqft
Built 2020
Condo
$5,068/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 43 of 250 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 5% assessor-data blend
  • • 7.2% annual local market adjustment
  • • 7 distressed sales excluded
  • • 32 bulk sales excluded

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

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Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$4,439/mo

Principal & interest

$3,798

Property tax

$422

Insurance

$219

HOA

Not included

20% · $150,204
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (43)
School (2)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
280 Spear St # 12h
1 bd · 1 ba · 652 sqft
Jul 14, 2026$416,500$639Condos
280 Spear St # 20h
1 bd · 1 ba · 677 sqft
Feb 5, 2026$544,000$804Condos
280 Spear St # 21h
1 bd · 1 ba · 669 sqft
Oct 1, 2025$397,000$593Condos
318 Spear St Unit 4k
1 bd · 1 ba · 832 sqft
Apr 21, 2026$880,000$1,058Condos
318 Spear St Unit 4e
1 bd · 1 ba · 838 sqft
Nov 5, 2025$940,000$1,122Condos
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.
SchoolRating
Galileo High School
High · Public · Grades 9-12
8/10
Carmichael (Bessie)/Fec
Elementary · Public · Grades K-8
3/10
Neighborhood Insights
Financial District/South Beach · San Francisco, CA

Arm's-length sales inside Financial District/South Beach from the last 12 months. A typical sale for the neighborhood, not an estimate of this home.

See Financial District/South Beach home values
Typical recent sale
Not an asking price

Condos

$1,380,000

$1,153/sqft · 347 sales in 12 months

Typical recent sale
Not an asking price

Houses

$1,385,000

$886/sqft · 1 sale in 12 months

Area Insights
San Francisco, CA HUD Metro FMR Area

Suggested Rent

$4,350/mo

Area Median Income

$244,662

HUD FMR 2BR

$4,350/mo

Gross Rent Multiplier

14.4xIncome-friendly

Rent-to-Value

0.58%/mo

Property Tax
Based on 2025 assessment

Annual

$5,068

Monthly

$422

Effective Rate

0.67%

Property Details
Lot Size64,000 sqft
Year Built2020
Rooms4
HOAYes
PoolNo
A/CNone
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD