Home value estimate for

631 Spruce St

San Francisco, CA, 94118

Generated Sep 12, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$1,241,775

Estimated range $1,099,659–$1,481,304

Moderate confidence

Based on available public data

2 beds
1 bath
1,085 sqft
Condo
$3,036/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 10 of 48 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 5% assessor-data blend
  • • 7.2% annual local market adjustment

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

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Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$6,894/mo

Principal & interest

$6,279

Property tax

$253

Insurance

$362

HOA

Not included

20% · $248,355
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (10)
School (3)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
59 Iris Ave
2 bd · 2 ba · 1,353 sqft
May 8, 2026$2,200,000$1,626Condos
166 Palm Ave Apt 4
2 bd · 1 ba · 1,399 sqft
Feb 4, 2026$1,435,000$1,026Condos
105 Palm Ave Apt 1
2 bd · 1 ba · 1,281 sqft
May 21, 2026$1,580,000$1,233Condos
324 Arguello Blvd Apt 3
2 bd · 1 ba · 1,257 sqft
Aug 13, 2026$1,700,000$1,352Condos
3583 Sacramento St
2 bd · 2 ba · 1,286 sqft
Oct 21, 2025$1,880,000$1,462Condos
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.
SchoolRating
Roosevelt Middle School
Middle · Public · Grades 6-8
9/10
Peabody (George) Elementary School
Elementary · Public · Grades K-5
8/10
Wallenberg (Raoul) Traditional High School
High · Public · Grades 9-12
7/10
Neighborhood Insights
Presidio Heights · San Francisco, CA

Arm's-length sales inside Presidio Heights from the last 12 months. A typical sale for the neighborhood, not an estimate of this home.

See Presidio Heights home values
Typical recent sale
Not an asking price

Condos

$2,228,500

$1,384/sqft · 36 sales in 12 months

Typical recent sale
Not an asking price

Houses

$7,559,500

$1,904/sqft · 39 sales in 12 months

Area Insights
San Francisco, CA HUD Metro FMR Area

Suggested Rent

$3,188/mo

Area Median Income

$139,043

HUD FMR 2BR

$3,188/mo

Gross Rent Multiplier

32.5xAppreciation-driven

Rent-to-Value

0.26%/mo

Property Tax
Based on 2025 assessment

Annual

$3,036

Monthly

$253

Effective Rate

0.24%

Property Details
Lot Size2,948 sqft
Rooms4
HOANo
PoolNo
A/CNone
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD