Home value estimate for

631 Spruce St

San Francisco, CA, 94118

Generated Sep 12, 2026

Home value estimate
Not an asking price

Estimated market value

$1,241,775

Estimated range $1,099,659$1,481,304

Moderate confidence

Based on available public data

2 beds
1 bath
1,085 sqft
Condo
$3,036/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • 10 of 48 recent comparable sales selected
  • Nearby sales receive more weight
  • 5% assessor-data blend
  • 7.2% annual local market adjustment

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$6,894/mo

Principal & interest

$6,279

Property tax

$253

Insurance

$362

HOA

Not included

20% · $248,355
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (10)
School (3)

Map data © OpenStreetMap · Tiles © OpenFreeMap

Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.

Swipe horizontally to see price and sale-date details.

AddressBed/BathSqftSale Price$/SqftSold
59 Iris Ave, San Francisco, CA 94118, San Francisco2/21,353$2,200,000$1,626May 8, 2026
166 Palm Ave Apt 4, San Francisco, CA 94118, San Francisco2/11,399$1,435,000$1,026Feb 4, 2026
105 Palm Ave Apt 1, San Francisco, CA 94118, San Francisco2/11,281$1,580,000$1,233May 21, 2026
324 Arguello Blvd Apt 3, San Francisco, CA 94118, San Francisco2/11,257$1,700,000$1,352Aug 13, 2026
3583 Sacramento St, San Francisco, CA 94118, San Francisco2/21,286$1,880,000$1,462Oct 21, 2025
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.

Roosevelt Middle School

Middle · Public · Grades 6-8

9/10

Peabody (George) Elementary School

Elementary · Public · Grades K-5

8/10

Wallenberg (Raoul) Traditional High School

High · Public · Grades 9-12

7/10
Area Insights
San Francisco, CA HUD Metro FMR Area

Suggested Rent

$3,188/mo

Area Median Income

$139,043

HUD FMR 2BR

$3,188/mo

Gross Rent Multiplier

32.5xAppreciation-driven

Rent-to-Value

0.26%/mo

Property Tax
Based on 2025 assessment

Annual

$3,036

Monthly

$253

Effective Rate

0.24%

Property Details
Lot Size2,948 sqft
Rooms4
HOANo
PoolNo
A/CNone
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD