Home value estimate for

120 Palo Verde Ter

Santa Cruz, CA, 95060

Generated Oct 18, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$666,336

Estimated range $633,708–$743,522

High confidence

Based on available public data

2 beds
1 bath
990 sqft
Built 1974
Single-family home
$3,097/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 6 of 28 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 5% assessor-data blend
  • • 1 distressed sale excluded

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$3,822/mo

Principal & interest

$3,369

Property tax

$258

Insurance

$194

HOA

Not included

20% · $133,267
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (6)
School (3)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
134 Palo Verde Ter
2 bd · 1 ba · 990 sqft
Jul 7, 2026$780,000$788Houses
102 Palo Verde Ter
1 bd · 1 ba · 870 sqft
Aug 7, 2026$685,000$787Houses
107 Peach Ter
3 bd · 2 ba · 1,194 sqft
Apr 21, 2026$817,500$685Houses
117 Castillion Ter
3 bd · 2 ba · 1,199 sqft
Jun 29, 2026$855,000$713Houses
156 Castillion Ter
2 bd · 1 ba · 1,046 sqft
Jul 21, 2026$730,000$698Houses
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.
SchoolRating
Santa Cruz High School
High · Public · Grades 9-12
8/10
Westlake Elementary School
Elementary · Public · Grades K-5
7/10
Mission Hill Middle School
Middle · Public · Grades 6-8
6/10
Area Insights
Santa Cruz-Watsonville, CA MSA

Area Median Income

$93,839

HUD FMR 2BR

$3,860/mo

Property Tax
Based on 2026 assessment

Annual

$3,097

Monthly

$258

Effective Rate

0.46%

Sales History
DateSale Amount
May 27, 1997$132,000
Apr 26, 1994$7,500
Property Details
Lot Size958 sqft
Year Built1974
Rooms3
HOAYes
PoolNo
A/CCentral
HeatingCentral
ConstructionWood
WaterMunicipal
SewerMunicipal
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD