Home value estimate for

145 National St

Santa Cruz, CA, 95060

Generated Oct 18, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$1,474,222

Estimated range $1,373,399–$1,727,067

Moderate confidence

Based on available public data

3 beds
1 bath
1,200 sqft
Built 1974
Single-family home
$1,569/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 6 of 19 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 5% assessor-data blend

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$8,015/mo

Principal & interest

$7,454

Property tax

$131

Insurance

$430

HOA

Not included

20% · $294,844
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (6)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
317 Centennial St
2 bd · 2 ba · 1,542 sqft
Aug 24, 2026$1,695,000$1,099Houses
1311 Delaware Ave
3 bd · 1 ba · 1,080 sqft
Feb 27, 2026$1,135,000$1,051Houses
140 Monterey St
2 bd · 2 ba · 1,476 sqft
Apr 2, 2026$2,205,000$1,494Houses
318 Plateau Ave
4 bd · 2 ba · 1,387 sqft
Sep 11, 2026$1,900,000$1,370Houses
112 Surfside Ave
2 bd · 1 ba · 1,300 sqft
Apr 10, 2026$1,300,000$1,000Houses
Area Insights
Santa Cruz-Watsonville, CA MSA

Suggested Rent

$4,780/mo

Area Median Income

$93,839

HUD FMR 2BR

$3,860/mo

Gross Rent Multiplier

25.7x

Rent-to-Value

0.32%/mo

Property Tax
Based on 2026 assessment

Annual

$1,569

Monthly

$131

Effective Rate

0.11%

Property Details
Lot Size3,790 sqft
Year Built1974
Rooms6
HOANo
PoolNo
GarageGarage (400 sqft)
A/CCentral
HeatingCentral
ConstructionWood
Flood Zone
FEMA flood zone designation for this property

Zone X