Home value estimate for

250 River St Unit 420

Santa Cruz, CA, 95060

Generated Oct 18, 2026

Home value estimate
Not an asking price

Estimated market value

$445,909

Estimated range $440,978–$529,616

High confidence

Based on available public data

1 bed
1 bath
600 sqft
Built 1985
Condo
$5,842/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 4 of 13 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 40% assessor-data blend

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$2,872/mo

Principal & interest

$2,255

Property tax

$487

Insurance

$130

HOA

Not included

20% · $89,182
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (4)
School (3)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
250 River St Unit 430
1 bd · 1 ba · 600 sqft
Aug 3, 2026$450,000$750Condos
250 River St Unit 301
1 bd · 1 ba · 615 sqft
Sep 18, 2026$480,000$780Condos
260 High St Apt 214
1 bd · 1 ba · 557 sqft
Aug 28, 2026$480,000$862Condos
190 Walnut Ave Unit 207
1 bd · 1 ba · 760 sqft
Jan 9, 2026$620,000$816Condos
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.
SchoolRating
Santa Cruz High School
High · Public · Grades 9-12
8/10
Mission Hill Middle School
Middle · Public · Grades 6-8
6/10
De Laveaga Elementary School
Elementary · Public · Grades K-5
5/10
Area Insights
Santa Cruz-Watsonville, CA MSA

Suggested Rent

$2,930/mo

Area Median Income

$93,839

HUD FMR 2BR

$3,860/mo

Gross Rent Multiplier

12.7xIncome-friendly

Rent-to-Value

0.66%/mo

Property Tax
Based on 2026 assessment

Annual

$5,842

Monthly

$487

Effective Rate

1.31%

Sales History
DateSale Amount
Aug 24, 1998$105,000
Property Details
Lot Size784 sqft
Year Built1985
Rooms4
HOAYes
PoolYes
GarageGarage (200 sqft)
A/CNone
HeatingFloor/Wall
ConstructionWood
WaterMunicipal
SewerMunicipal
Flood Zone
FEMA flood zone designation for this property

Zone A99

High-Risk Zone