Home value estimate for

2974 E Cliff Dr

Santa Cruz, CA, 95062

Generated Oct 18, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$3,982,730

Estimated range $3,862,743–$4,109,978

Moderate confidence

Based on available public data

3 beds
3 baths
2,816 sqft
Built 2018
Single-family home
$13,153/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 7 of 21 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 5% assessor-data blend
  • • 1 distressed sale excluded

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$22,397/mo

Principal & interest

$20,139

Property tax

$1,096

Insurance

$1,162

HOA

Not included

20% · $796,546
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (7)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
335 13th Ave
3 bd · 3 ba · 2,358 sqft
Aug 13, 2026$2,700,000$1,145Houses
325 14th Ave
4 bd · 2 ba · 2,164 sqft
May 19, 2026$2,150,000$994Houses
345 15th Ave
3 bd · 2 ba · 2,404 sqft
Apr 30, 2026$2,550,000$1,061Houses
417 Alta Loma Ln
2 bd · 2 ba · 2,333 sqft
Aug 31, 2026$2,200,000$943Houses
188 Harbor Beach Ct
3 bd · 2 ba · 2,816 sqft
Sep 18, 2026$2,425,000$861Houses
Area Insights
Santa Cruz-Watsonville, CA MSA

Suggested Rent

$4,230/mo

Area Median Income

$91,801

HUD FMR 2BR

$3,420/mo

Gross Rent Multiplier

78.5xAppreciation-driven

Rent-to-Value

0.11%/mo

Property Tax
Based on 2026 assessment

Annual

$13,153

Monthly

$1,096

Effective Rate

0.33%

Property Details
Lot Size3,541 sqft
Year Built2018
Rooms5
HOANo
PoolNo
GarageGarage (251 sqft)
A/CNone
ConstructionWood
WaterMunicipal
SewerMunicipal
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD