Home value estimate for

412 Cliff St

Santa Cruz, CA, 95060

Generated Oct 18, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$965,537

Estimated range $945,490–$969,081

High confidence

Based on available public data

2 beds
1 bath
1,455 sqft
Built 1978
Condo
$10,838/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 5 of 11 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 15% assessor-data blend

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$6,067/mo

Principal & interest

$4,882

Property tax

$903

Insurance

$282

HOA

Not included

20% · $193,107
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (5)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
918 3rd St Unit F
1 bd · 1 ba · 1,043 sqft
Aug 25, 2026$705,000$676Condos
526 2nd St Apt 301
2 bd · 2 ba · 1,695 sqft
Feb 20, 2026$1,125,000$664Condos
323 Broadway Unit A1
1 bd · 2 ba · 1,165 sqft
Feb 18, 2026$725,000$622Condos
318 Soquel Ave Unit D3
2 bd · 2 ba · 1,180 sqft
Jan 13, 2026$725,000$614Condos
67 S Branciforte Ave
2 bd · 2 ba · 1,408 sqft
May 18, 2026$945,000$671Condos
Area Insights
Santa Cruz-Watsonville, CA MSA

Suggested Rent

$3,860/mo

Area Median Income

$93,839

HUD FMR 2BR

$3,860/mo

Gross Rent Multiplier

20.8x

Rent-to-Value

0.40%/mo

Property Tax
Based on 2026 assessment

Annual

$10,838

Monthly

$903

Effective Rate

1.12%

Sales History
DateSale Amount
Jun 25, 2015$750,000
Property Details
Lot Size436 sqft
Year Built1978
Rooms7
HOAYes
PoolNo
GarageGarage (269 sqft)
A/CCentral
HeatingCentral
Fireplace1
ConstructionWood
WaterMunicipal
SewerMunicipal
Flood Zone
FEMA flood zone designation for this property

Zone X