Home value estimate for

412 W Cliff Dr

Santa Cruz, CA, 95060

Generated Oct 18, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$1,451,785

Estimated range $1,048,596–$1,648,848

Limited confidence

Based on available public data

2 beds
1 bath
1,455 sqft
Built 1955
Single-family home
$5,096/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 8 of 40 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 5% assessor-data blend
  • • 7.2% annual local market adjustment
  • • 1 distressed sale excluded

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$8,189/mo

Principal & interest

$7,341

Property tax

$425

Insurance

$423

HOA

Not included

20% · $290,357
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (8)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
140 Monterey St
2 bd · 2 ba · 1,476 sqft
Apr 2, 2026$2,205,000$1,494Houses
204 Laguna St
2 bd · 2 ba · 1,743 sqft
Jul 14, 2026$3,000,000$1,721Houses
130 Younger Way
2 bd · 2 ba · 1,202 sqft
Dec 11, 2025$800,000$666Houses
101 Trescony St
3 bd · 2 ba · 1,173 sqft
Jun 24, 2026$1,600,000$1,364Houses
1311 Delaware Ave
3 bd · 1 ba · 1,080 sqft
Feb 27, 2026$1,135,000$1,051Houses
Area Insights
Santa Cruz-Watsonville, CA MSA

Suggested Rent

$3,860/mo

Area Median Income

$93,839

HUD FMR 2BR

$3,860/mo

Gross Rent Multiplier

31.3xAppreciation-driven

Rent-to-Value

0.27%/mo

Property Tax
Based on 2026 assessment

Annual

$5,096

Monthly

$425

Effective Rate

0.35%

Property Details
Lot Size8,407 sqft
Year Built1955
Rooms4
HOANo
PoolNo
GarageGarage (400 sqft)
A/CNone
HeatingFloor/Wall
Fireplace1
ConstructionWood
WaterMunicipal
SewerMunicipal
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD