Home value estimate for

460 Lake Ave

Santa Cruz, CA, 95062

Generated Oct 18, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$1,868,650

Estimated range $1,661,646–$1,989,717

Limited confidence

Based on available public data

2 beds
2 baths
1,600 sqft
Built 1992
Single-family home
$14,635/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 9 of 26 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 15% assessor-data blend

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$11,214/mo

Principal & interest

$9,449

Property tax

$1,220

Insurance

$545

HOA

Not included

20% · $373,730
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (9)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
481 5th Ave
3 bd · 2 ba · 1,149 sqft
Jul 22, 2026$600,000$522Houses
380 5th Ave
3 bd · 2 ba · 1,506 sqft
Mar 20, 2026$2,110,000$1,401Houses
135 Southampton Ln Unit C
2 bd · 2 ba · 1,375 sqft
Mar 18, 2026$1,400,000$1,018Houses
755 7th Ave
2 bd · 2 ba · 1,187 sqft
Jun 7, 2026$855,000$720Houses
116 Annie Ln
2 bd · 2 ba · 1,159 sqft
May 28, 2026$1,050,000$906Houses
Area Insights
Santa Cruz-Watsonville, CA MSA

Suggested Rent

$3,420/mo

Area Median Income

$91,801

HUD FMR 2BR

$3,420/mo

Gross Rent Multiplier

45.5xAppreciation-driven

Rent-to-Value

0.18%/mo

Property Tax
Based on 2026 assessment

Annual

$14,635

Monthly

$1,220

Effective Rate

0.78%

Sales History
DateSale Amount
Feb 18, 2000$735,000
Property Details
Lot Size2,004 sqft
Year Built1992
Rooms5
HOANo
PoolNo
GarageGarage (390 sqft)
A/CCentral
HeatingCentral
Fireplace1
ConstructionWood
WaterMunicipal
SewerMunicipal
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD