Home value estimate for

231 Upper Ter

San Francisco, CA, 94117

Generated Oct 6, 2026

Street View imagery may not reflect the home's current condition.

Home value estimate
Not an asking price

Estimated market value

$3,592,014

Estimated range $3,068,598–$4,257,869

Moderate confidence

Based on available public data

2 beds
2 baths
1,910 sqft
Built 1911
Single-family home
$33,923/yr property tax

This automated estimate is a starting point for evaluating the home. It is not an appraisal, offer, or confirmation that the property is currently for sale.

How this estimate was calculated
  • • 6 of 62 recent comparable sales selected
  • • Nearby sales receive more weight
  • • 15% assessor-data blend
  • • 2 distressed sales excluded

Sales Status

Sale status not verified

This is a home value estimate, not a for-sale listing. HomeHub has not verified that this property is currently available.

Estimated monthly cost
Explore affordability using the value estimate and editable loan assumptions.

Estimated payment

$22,038/mo

Principal & interest

$18,163

Property tax

$2,827

Insurance

$1,048

HOA

Not included

20% · $718,403
%

30-year loan estimate. Taxes use property data when available; insurance and PMI are estimates. This is not a loan quote.

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Location and nearby sales
See this home's location, the recent sales behind the estimate, and available school data.
Subject
Comparable (6)
School (3)
Comparable Sales
Recent nearby sales used to estimate this property's value. Highlighted rows were used in the valuation.
AddressSoldPrice$/sqftType
59 Mars St
2 bd · 2 ba · 1,745 sqft
Oct 6, 2025$2,500,000$1,433Houses
408 Roosevelt Way
3 bd · 2 ba · 1,506 sqft
Jun 7, 2026$3,475,000$2,307Houses
221 Danvers St
3 bd · 3 ba · 2,079 sqft
Jul 13, 2026$4,550,000$2,189Houses
80 Diamond St
3 bd · 3 ba · 1,850 sqft
Apr 8, 2026$3,828,000$2,069Houses
4431 19th St
3 bd · 2 ba · 1,820 sqft
Apr 20, 2026$2,600,000$1,429Houses
Nearby Schools
Schools serving this property. Highlighted schools were used in the valuation.
SchoolRating
Grattan Elementary School
Elementary · Public · Grades K-5
7/10
Rooftop Elementary School
Elementary · Public · Grades K-8
6/10
Mission High School
High · Public · Grades 9-12
3/10
Neighborhood Insights
Castro/Upper Market · San Francisco, CA

Arm's-length sales inside Castro/Upper Market from the last 12 months. A typical sale for the neighborhood, not an estimate of this home.

See Castro/Upper Market home values
Typical recent sale
Not an asking price

Houses

$3,200,000

$1,772/sqft · 57 sales in 12 months

Typical recent sale
Not an asking price

Condos

$1,605,250

$1,264/sqft · 116 sales in 12 months

Area Insights
San Francisco, CA HUD Metro FMR Area

Suggested Rent

$3,260/mo

Area Median Income

$174,419

HUD FMR 2BR

$3,260/mo

Gross Rent Multiplier

91.8xAppreciation-driven

Rent-to-Value

0.09%/mo

Property Tax
Based on 2026 assessment

Annual

$33,923

Monthly

$2,827

Effective Rate

0.94%

Sales History
DateSale Amount
Dec 3, 2024$2,800,000
Nov 23, 2016$2,000,000
Jul 22, 2009$1,410,000
Nov 10, 2005$1,650,000
Apr 20, 2001$1,000,000
Property Details
Lot Size1,819 sqft
Year Built1911
Rooms6
HOANo
PoolNo
A/CNone
ConstructionWood
Flood Zone
FEMA flood zone designation for this property

Zone X

AREA OF MINIMAL FLOOD HAZARD